Employee Benefits · Travel · Individual Health
At work, at home,
or on the road —
we've got you covered.
What brings you here today?
For businesses
Employee Group Benefits
Discovery-first group benefits built around your team — not the carrier catalogue
For travellers
Travel Insurance
Emergency medical up to $10M — buy instantly online or get advisor guidance
For individuals
Individual Health Insurance
Personal coverage for self-employed, retirees, or anyone between employer plans
Why Butterfly Benefits
Independent advice.
Real advocacy.
Advice shaped by your needs, nothing else. Just the right plan for your situation — and someone in your corner when it matters most.
Independent. No exceptions.
Our job is understanding what you and your team actually need — then finding the right fit from 20+ carriers and service partners. Nothing shapes that process except your situation.
"They reviewed our existing plan and found us better coverage at a lower cost. They genuinely care about their clients."
One advisor. Always reachable.
One person handles your file — from first question to renewal, claim, or change. Response within one business day, every time. You're not a ticket number here.
"Every time I have a question or concern, Butterfly Benefits responds almost immediately. In an industry known for poor service, they are a breath of fresh air."
In your corner through all of it.
From application to claim to renewal — we stay involved. When things get complicated, we don't wait to be asked. We step in and advocate.
"When our insurer pushed back on a claim, Butterfly Benefits stepped in and advocated for us directly. They treated our situation like it was their own."
How We Work
We start with your situation.
Everything else follows.
Whether it's a team, a trip, or personal coverage — the process is the same.
Understand your situation
Every conversation starts with questions, not quotes. We learn what matters before recommending anything.
Match the right solution
We draw on access to 20+ carrier and service partners to match based on what actually fits — not what's easiest to place.
Handle the details
Applications, onboarding, policy setup, communication — handled. We see it through from first conversation to active coverage.
Stay in your corner
When a claim needs chasing, a renewal needs reviewing, or something changes — we're reachable and we act.
What this looks like in practice
What does your team actually need — and what are they not getting from their current plan?
Where are you going, how long are you staying, and what does your health history look like?
Where are you in your coverage right now — employed, self-employed, between plans, or retiring?
What does your team need — and what are they not getting right now?
Where are you going, how long, and what's your health history?
Where are you in your coverage — employed, self-employed, or retiring?
A group plan structured around Health, Wealth, and Wellness — not a standard template.
A travel policy matched to your age, destination, trip length, and pre-existing conditions.
Individual coverage built around your life stage, gaps, and long-term budget.
Applications submitted, employees enrolled, plan documents explained clearly.
Coverage active, policy documents delivered, and your claims process explained before you leave.
Application filed, waiting periods explained, first claims process walked through.
Renewal reviewed proactively — we flag issues before they become problems.
Claim stuck? We follow up directly with the insurer and push until it moves.
Situation changed? We revisit your coverage — no starting from scratch.
What Clients Say
Trusted by Businesses & Families Across Canada
★★★★★ 5.0 · Verified client reviews
"Butterfly Benefits responded in the wee hours when I had to jump on a bereavement flight to Australia on a moment's notice. That kind of above-and-beyond service is rare — they always go the extra mile."
At work, at home, or on the road — let's get you covered.
One conversation is all it takes. Tell us your situation and we'll find the right plan — whether it's for your team, your travels, or your own health coverage.